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Citi Flex Loan
- Overview
- Transcript
Citi Flex Loan on Card
Citi ® Flex Loan Fast funds, from the comfort of your Citi Card
Why choose Citi Flex Loan?
Fixed APR
The attention price of the offer will stay fixed through the duration of the mortgage.
No Application
A Citi Flex Loan leverages the current personal line of credit on your Citi charge card, so there’s no application, credit inquiry or origination charge.
Select Payment Timeline
Choose that loan quantity and repayment terms both predicated on your eligibility.
Personalize your loan your path
For illustrative purposes only. Real Offer Terms will change.
Select your qualified loan quantity leveraging your available credit line. Your payment per month is immediately determined.
Pick from the term that is available. Your APR is fixed through the duration of your Flex Loan.
Select direct deposit to get funds in as low as one working day, or always check by mail.
When you have finished the mortgage procedure and received your funds, you will see the facts of the Flex Loan on your statement that is next summary Citi Flex Arrange.
Calculate your repayments.
Get a sense of everything you’d pay predicated on your qualified loan quantity.
For illustrative purposes just centered on a 9.99per cent APR. Real Offer Terms will be different.
Given that’s fast funds without having the hassle
Sign up now to see when you have A citi flex loan that is available offer.
Citi? Flex Arrange FAQs
Item Description
- What exactly is a Citi Flex Arrange?
Every so often, Citi may provide you the chance to produce a Citi Flex intend to make fixed monthly obligations to pay down acquisitions or financing against your card’s line of credit. There are two main approaches to produce a Citi Flex Plan. With Citi Flex Pay, you are able to pay money for qualified deals under a Citi Flex Arrange. With Citi Flex Loan you can make use of your credit line to get into funds and pay money for the people funds under a Citi Flex Plan.
A Citi Flex Loan is just a Citi Flex Arrange choice which allows you to definitely borrow cash from your own current Citi bank card account’s borrowing limit and repay it at A apr that is fixed in fixed monthly premiums over a group length. No application that is separate required.
Citi Flex Pay is just a Citi Flex Arrange choice enabling you to definitely just simply just take a person bank card purchase and repay it over a collection extent with fixed re online title loans with no credit check oregon payments and A apr that is fixed.
Yes, the Citi Flex Plan amount is founded on the credit that is available your Citi charge card during the time you request your Citi Flex Plan.
A Citi Flex Loan is paid back in fixed re payments, over a group timeframe. It’ll have a fixed apr that lasts through to the Loan balance is paid in complete. On the other hand, a stability transfer typically comes with a marketing APR for the certain duration of the time and becomes section of your credit card revolving stability.
A Citi Flex Loan will not demand an application that is separate credit bureau check. Funds are lent from your own Citi that is existing credit’s available line of credit. You should have one combined statement and another minimal payment on your bank card account. A conventional individual installment loan is a split account and personal line of credit, and certainly will typically need a software and credit bureau check.
Browse www. Citi/flexloan for additional details.
Obtaining a Citi Flex Loan
- How can I determine if i will be entitled to a Citi Flex Loan?
We might, from time for you to time, provide you with the chance to obtain a Citi Flex Loan. You can observe if your Citi Flex Loan offer is present to you personally via your Citi Online account. Citi Flex Loan provides might be presented on your own Account Overview page or perhaps you may see available provides by picking the «Services/Credit Card solutions» option through the top menu club. You may also phone Citi customer care to check always for available provides.
First determine for those who have any available provides via Citi Online or phone Citi customer support. If therefore, choose your offer and select the payment per month choice that most useful matches your preferences. Your payment per month choices are according to your available payment terms and asked for loan amount (up in to the optimum amount accessible to you once you request your loan).
No, there’s absolutely no cost charged for requesting a Citi Flex Loan. Other account charges, such as late re re re payment costs, may apply still.
The minimum amount you borrow via a Citi Flex Loan is $500. The utmost loan quantity it is possible to borrow with a Citi Flex Loan will be different according to your available borrowing limit, creditworthiness along with other facets during the time you request a Citi Flex Loan.
You can travel to the Citi Flex Plan reputation Page or Citi Cellphone software to see the status of one’s Citi Flex Loan, your re re payment history and also the balance that is remaining your Citi Flex Loan.
In the event that you choose direct deposit, more often than not your Citi Flex Loan funds must certanly be deposited into the banking account in 1-2 business times. If you opt to be given a check, you need to get a check payable to you within 10 times.
Citi Flex Loans aren’t entitled to make benefits points or money back.
Citi Flex Arrange Servicing
- So how exactly does a Citi Flex Loan show up on my declaration?